Planning for Veterans

Did you know that age 85+ is the fastest growing age category in the United States? Americans are living longer. Care planning is now a requirement for people who want to live safely during their retirement years. Medicare pays for very limited costs of long-term care at home or in nursing homes. While some Medicaid programs will pay for at-home care and nursing home care, most elders must financially impoverish themselves to qualify for Medicaid.

A diagnosis that means a loved one will no longer be able to care for himself or has a progressive disease like Alzheimer’s…or has had a stroke or heart attack, and now needs extra help, makes many families panic. Most families want to keep the loved one at home. But the burden of work and expense to do that safely can be overwhelming. Our health care system doesn’t provide easily understood options for home care for many of our elders. But the options are there, and the benefits can be coordinated to work together.

Many veterans and their families assume there are no benefits for veteran’s who were not wounded in combat. This is not correct. If you are an honorably discharged veteran, who served at least one day during a period of wartime, and if you spend several hundred dollars a month or more on your health care at home or in an assisted living facility, you may qualify for benefits under the Aid and Attendance Program.

 

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